We offer even better rates, perfect for the more diversified investor. This investment requires you to keep the deposit in your account for a designated period of time in order to earn interest throughout the term at a special rate.

Investments
This is a high interest bearing savings account documented by a Savings Account Passbook and an Agreement that the deposit can be withdrawn at a specific date at the prescribed rate that is higher than the regular savings.
  • With tiered interest rates; the higher your investment daily balance, the higher your interest earnings
  • Minimum investment of P100,000
  • Term of deposit for a minimum of 30 days
  • Interest income is subject to the 20% final withholding tax
  • Interest is compounded every time the deposit is rolled over
  • Insured with PDIC up to P500,000.00 per depositor
This is a high interest bearing account documented by a certificate with a specific maturity period. This investment requires you to leave the money in an account for a designated period of time in order to earn interest throughout the term at a special rate.
  • Minimum investment of P 100,000.00
  • Term of deposit for a minimum of 360 days
  • Pretermination may be allowed subject to the pretermination charges prescribed by the BSP
  • Subject to documentary stamp tax
  • Subject to 20% withholding tax
  • Insured with PDIC up to P500,000.00 per depositor
Maximize your Dollar savings and earn interest with our short-term FCDU Dollar Time. This is evidenced with a certificate of Dollar Time Deposit, which earns higher interest than a savings account and with a guaranteed rate of return for a specific maturity date.
  • Minimum investment of USD 1,000.00
  • Term of deposit for a minimum of 30 days
  • Pre-termination may be allowed subject to the interest given to regular savings account only
  • Interest payment is paid at maturity with principal deposit
  • Subject to 7.5% withholding tax
  • Insured with PDIC up to P500,000.00 per depositor
Invest now, best returns tomorrow.
  • Initial Deposit – P200,000.00
  • Fixed Term Options – 5 years plus 1 day
  • Monthly interest payment option