
SECURE WAYS TO GROW YOUR SAVINGS AT COMPETITIVE INTEREST RATES WITH TERMS TO MEET YOUR SPECIFIC NEEDS
We offer even better rates, perfect for the more diversified investor. This investment requires you to keep the deposit in your account for a designated period of time in order to earn interest throughout the term at a special rate.
Investments
This is a high interest bearing savings account documented by a Savings Account Passbook and an Agreement that the deposit can be withdrawn at a specific date at the prescribed rate that is higher than the regular savings.
- With tiered interest rates; the higher your investment daily balance, the higher your interest earnings
- Minimum investment of P50,000
- Term of deposit for a minimum of 30 days
- Interest income is subject to the 20% final withholding tax
- Interest is compounded every time the deposit is rolled over
- Insured with PDIC up to P500,000.00 per depositor
This is a high interest bearing account documented by a certificate or passbook with a specific maturity period. This investment requires you to leave the money in an account for a designated period of time in order to earn interest posted in a separate savings account throughout the term at a special rate.
- Minimum investment of P 50,000.00
- Term of deposit for a minimum of 3 years (gross, subject to 20% withholding tax) and 5 years + 1 day (net)
- Pretermination may be allowed subject to the pretermination charges prescribed by the BSP
- Monthly and quarterly interest payment options
- Insured with PDIC up to P500,000.00 per depositor
Maximize your Dollar savings and earn interest with our short-term FCDU Dollar Time. This is evidenced with a certificate of Dollar Time Deposit, which earns higher interest than a savings account and with a guaranteed rate of return for a specific maturity date.
- Minimum investment of USD 1,000.00
- Term of deposit for a minimum of 30 days
- Pre-termination may be allowed subject to the interest given to regular savings account only
- Interest payment is paid at maturity with principal deposit
- Subject to 7.5% withholding tax
- Insured with PDIC up to P500,000.00 per depositor