
PRINCIPAL OFFICERS as of June 2022
PRESIDENT

Mr. Benjamin V. Ramos
— President
EXECUTIVE VICE PRESIDENT

Mr. Jaime Valentin L. Araneta
— Chief Operating Officer
FIRST VICE PRESIDENT

Ms. Maria Michele B. So
— Head, Credit and Collections Group
VICE-PRESIDENTS

Mr. Ariel V. Ajesta
— Chief Compliance Officer

Mr. Inocencio Joven C. Abunan
— Chief Risk Officer

Ms. Jean L. Cledera
— Chief Audit Executive

Atty. Jose D. De Leon
— Head, Legal Services and Regulatory Affairs Department

Mr. Jimbo V. Balane
— Head, Information Technology & Communications Department

Mr. Dennis Achilles G. Areño
— Head, Corporate Resources Group

Ms. Anna Liza C. Cuezon
— Head, Branch Banking Group

Mr. Joseph D. Gonzaga
— Head, Lending Group

Ms. Jinkee C. Rejuso
— Head, Loan Operations Group

Ms. Marie Antoinette L. Dela Cruz
— Treasurer

Mr. Herminigildo L. Gatbonton
— Controllership Group Head

Mr. Eliel B. Aparri
— Cluster Head - West Cluster
ASSISTANT VICE-PRESIDENTS

Mr. Martin Jerry E. Machado
— Head, General Accounting Department

Mr. Norman V. Guillermo
— Head, ITCD Project Management & System Development

Ms. Janice C. Lim
— Head, Customer Experience / MIS

Ms. Haydee Victoria A. Cajilog
— Acting Head, Operations Support Group

Ms. Anna Maria P. Ylagan
— Head, Trust Department

Ms. Mafel D. Bolaton
— Head, Corporate Loans Unit

Mr. James Arvin B. Ison
— Head, Auto Loans Unit

Ms. Love Anne Carmen A. Aldaba
— Head, Credit Policy and Admin Department

Ms. Elgie Christine P. Villacorta
— Head, Digital Banking Unit

Mr. Dennis V. Mancilla
— Head, APDS Loans Department

Mr. Julio Joel C. Garcia
— Head, Branch Network Development Department

Ms. Irene V. Nulud
— Head, Business Process Management Department

Ms. Felicitas D. Marcos
— Cluster Head - North Cluster

Ms. Gilda Brigida C. Alunan
— Cluster Head - East Cluster

Mr. Domingo V. Ortiz
— Cluster Head - South Cluster

Mr. Mark Ryan E. Sy
— Cluster Head – Vismin Cluster